Life Insurance You Can Trust
Superior Benefits provides affordable life insurance solutions to fit your needs! Because we always offer the least expensive life insurance solutions from the most reputable life insurance companies, Superior Benefits has several clients throughout Florida and nationwide. We represent major life insurance carriers such as American General, Genworth, ING, Lincoln Financial, North American, Prudential, Metlife, Transamerica, and West Coast Life.
Things to Know About Term Life Insurance
- Pay the same affordable rate every month for a term of 10, 20 or 30 years.
- Term life insurance expires when the term ends.
- Term life insurance does not build cash value.
- “Return of Premium” term life insurance will reimburse your entire premium when the insurance expires.
- Term life insurance is the most affordable option for protecting your family.
Things to Know About Whole Life and Universal Life Insurance
- Combines Term Life with an investment component where the policy builds cash value.
- Policy holders can borrow from a Whole Life policy.
- Whole life and Universal life is much more expensive than Term life insurance.
- Provides permanent life insurance for your entire life, until age 100 (sometimes up to age 120).
- Whole life insurance requires you to pay the same monthly sufficient premium every year to keep the policy in force.
- Universal life insurance has flexibility in premiums; the applicant could pay more or less than billed premiums.
- If Universal life premiums paid are too low for too long, the policy could lapse and will not build cash value.
Contact Superior Benefits to learn more about options for Life Insurance coverage, or how our Life Insurance brokers can assist you in choosing the right plan at 813-453-1980.
If you are looking for the most affordable term life insurance policies, input your information below and you will immediately receive multiple quotes. If you would like to talk to one of our experienced, licensed agents, please contact us 1-800-275-1891.
